Loan Products

Our loan originators and builder partners have access to a full array of competitively priced loan programs:

  • GNMA, FNMA, FHA*, USDA, VA*
  • Conventional Conforming
  • Texas Veteran Housing Assistance Program
  • USDA
  • Bond Programs**
  • First-time Home Buyer Programs**
  • Community Home Buyer Programs
  • Forward Commitments Available Upon Request
  • Mortgage Credit Certificate
  • Fixed Rate
  • Jumbo Loans
  • ARMS


**Texas only at this time
*Some loans are insured by the government

VA Loans: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an up front funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing.

FHA loans: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.


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First Continental Mortgage, Ltd. 11011 Richmond Ave, Suite 800, Houston, TX 77042

First Continental Mortgage, Ltd. d.b.a First Continental Mortgage, Limited Partnership

First Continental Mortgage, Ltd. d.b.a. Community One Financial

First Continental Mortgage, Ltd. d.b.a. Spragg Mortgage Group

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