Our Management Team

Chief Executive Officer

In 1992, with two employees, Clif Crabtree founded First Continental Mortgage, Ltd. Under Clif's guidance, the operation grew into a nationwide mortgage lending firm. Since his entry into the mortgage business in 1973, Clif has earned and maintained his reputation as an industry leader. He has served as president of the Houston Mortgage Bankers’ Association and is actively involved in industry issues. Clif's continued leadership and vision have ensured the company’s commitment to its business plan of developing and successfully operating mortgage partnership opportunities with home builders.



Andy Perlman is responsible for the development of partner relationships with home builders nationwide. Andy has 19 years of experience in home-building operations and he understands the needs and issues that are most important to our home-builder partners. He maintains frequent communication with our builder clients and works closely with them to ensure that their needs and their buyers’ needs are satisfactorily handled. Andy's insight is critical to the continued refinement of our business strategy as it comes from a builder’s perspective.


Stuart Williams
Executive Vice President / Residential Mortgage Loan Originator

Stuart Williams has been with First Continental Mortgage for 16 years and oversees production of the Central Texas and Colorado markets. Stuart has been a mortgage professional for over 25 years. His knowledge and understanding of the mortgage industry is invaluable. The company looks to his leadership and insight into industry trends to help guide and reach its broader long-term initiatives.

Stuart holds a Bachelor of Science in Business from Arizona State University.


Senior Vice President / Residential Mortgage Loan Originator
# 273175

Kevin Ellis

Kevin Ellis is a seasoned mortgage professional with over 20 years experience in the Houston Metro area with more than 15 years of lending experience with builder affiliates. He attributes his success to his personal “Commitment to Excellence."

His mortgage expertise spans the loan spectrum with a focus on FHA, VA, Conventional, and Jumbo loans.

Kevin holds a Bachelor’s of Business Administration in Finance from Texas A&M University.


© 2018 First Continental Mortgage, Ltd All Rights Reserved.
Contact Us| Privacy & Security| Licensing| NMLS # 56321

First Continental Mortgage, Ltd. 11011 Richmond Ave, Suite 800, Houston, TX 77042

First Continental Mortgage, Ltd. d.b.a First Continental Mortgage, Limited Partnership

First Continental Mortgage, Ltd. d.b.a. Community One Financial

To file a complaint with First Continental Mortgage, Ltd., pleaseĀ click here.

McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scamsMortgage Company Websites - Powered by Lending Manager